Considering Freelance Work?

There is a lack of support for working mothers and the cost of childcare is a real issue. Not to mention the cost of travelling and problems of finding care when children are ill. When I returned to work after my eldest daughter was born I had imagined that these things would just slot into place. I wanted to work fewer hours to be able to spend time with my daughter, but we needed more money now to cover the costs of bringing up a child and childcare was now taking a large portion of my salary.  It wasn’t a hard decision to work freelance; this would enable me to continue working with minimum childcare costs.

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 Now I have a view of my garden!

 

Are you considering freelance work?  What are the pros and cons?

  • You set your own hours – but some people expect you to work 24/7.
  • You set your own rates, but how do you know what to charge? Over-charge and you are not competitive, under-charge and you sell yourself short and deprecate the value of your work.
  • You are working on your own terms, enjoying the job you love – but some people think that because you love your job, you’ll happily work for free.
  • You set you hours and can be flexible when you work, you can take a holiday to suit you and not to fit in with colleagues – but you don’t get paid for time off.
  • The 10-metre commute from bedroom to home office – but you need a space to be your home office and now you cannot leave your work “at the office”.
  • You have the opportunity to expand on your skills and do more than just your job – but this is not always easy and it is difficult being the one responsible for everything.

So having got started it can prove difficult to be a one man band and in order to complete all the work on time and to an excellent standard it may be necessary to employ staff. There are again many considerations to taking on staff and P.A.Y.E. is certainly one area that can be very off putting.  But there are companies that can deal with this for you, Jupiter Payroll solutions can take care of all the complicated paperwork, National Insurance and income tax payments.

If you’re self-employed, using an Umbrella company can save time and stress, particularly if you are not employed on long term contracts. You are simply left do what it is you do best – your job, without the administrative burden of excessive paperwork. Just because you are excellent at your job does not necessarily mean that you can be an accountant as well, but don’t let this hold you back and stop you achieving more.

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