Today I was talking to representatives from Bounce Network, who sell a life insurance product that seems to give back more in discounts, bonuses and benefits, than you pay in premiums. Is this too good to be true? I took a closer look…
So here’s a quick question to all the mums who are running small businesses from home: hands up those of you who have bought life insurance for yourself? I just did this week, but has anyone else?
I’m not seeing too many hands up at this point – strangely enough, life insurance tends not to be one of the things you think about at this stage in your life. Maybe the main income earner in your household has life insurance? – fair enough as I’m sure you would need to replace their income if anything happened to them. Maybe even they don’t have it, because after all you are on a tight budget and all the money goes on the children.
But as a mum, even if you are the one staying at home looking after the children – just stop and think for a while what would happen if something bad did happen to you? I’m sure you do know of mums who have contracted nasty illnesses or had bad accidents, and died while the children were still at home. It’s an unthinkable horror but it deos happen.
What follows next is that the breadwinner will have to find childcare, or possibly work fewer hours in order to take over the child rearing responsibility. I don’t even want to develop that thought – I’ve seen it happen to one dad at my children’s school and I really don’t know how he managed…. what I do know is that a life insurance payout, even a small one at times like that would certainly have helped.
How can you afford Life Insurance?
So I’m sure that some of you are looking at me and thinking I am crazy. How exactly are you supposed to afford life insurance? It’s probably way way way down your list of priorities right now – you are having enough trouble making ends meet as it is…..
And that’s pretty much the way I feel too – and that’s why I’ve been talking to Bounce Network.
They seem to have something different, a product that makes insurance fun and even exciting. They sell life insurance, critical injury insurance and private healthcare in affordable packages. But on top of that they offer a programme of benefits, which when you add them up means that you get more back in cashback and discounts each month than you have spent on the insurance. They basically pay you to stay healthy – how cool is that?
This sounds crazy and too good to be true, but please take a look at this short video and see what you think.
So, to summarise, you can get a life insurance product for under £35/month
Then once you have that, you can get
- Up to 25% off Ocado (this alone would save me over £100/month)
- 40% off gym membership at Nufffield and Virgin Active gyms
- Up to 50% off a bike at Evans cycles
- Up to 50% off healthcheck products at BMI or Nuffield
- 10%-50% off spend at Lloyds chemists
- up to 50% off at Sweat shop
- Free stop smoking course
- Substantial discount at Weight Watchers
- Substantial discounts on British Airways and Eurostar
- 1 free Starbucks coffee a week
- 1 free Odeon or Vue cinema ticket per week
- 75% off a stay at Champneys spa three times a year
- Apple watch from just £69
Can you see enough discounts on there to save you over £35/month from what you are currently spending?
I can, just looking at Ocado and Starbucks together, and the rest of the benefits aren’t shabby either.
If you like the look of what you see here then please email me at [email protected]. I can answer your basic questions either by email or over the phone/skype.
Once you are happy, I will book you an appointment with the insurance adviser who will answer your more technical questions, then ask you the detailed questions about your health etc (which I do not need to know about) in order to set up your life insurance product if you decide to go ahead.
I’m fairly certain that you will be hearing a lot about Bounce Network in the coming months, not least because you also get substantial benefits from referring others to the company once you have bought your own product. So I predict it won’t be long before everyone is telling you about it.
So if you have ever thought about taking out a small life insurance policy, or even if you never have, but think it might be a good idea, then please do yourself a favour and take a look at this. You can spend as long as you like with your adviser and ask questions until you are satisfied, I certainly did, and I couldn’t be happier.