Keeping on top of the figures

Quickbooks accounting software

As a self employed small business owner one of the least favourite jobs for most people is the books – keeping track of the money, cash flow, receipts and invoices is the stuff of nightmares for many people. For some people this stems from a feeling of ‘being bad at maths at school’ and the [...]

Business insurance for the self-employed

20 pound notes

The struggling economy means that more and more people are turning to self-employment as a means to make a living. With a detailed and well executed business plan and an ambitious mind-set, there is a lot of money to be made in self-employment, but there are many preparatory measures you must take before launching into [...]

Cloud-based accounting software for small businesses

cloud-based-accounting

As most of you know, keeping on top of your accounts can be a challenge. Smaller businesses in particular face the dilemma of requiring well-kept books but at the same time having limited resources at their disposal. Online accounting software might be just the solution to this. Accounting software for SMEs and the cloud Classic [...]

Business Expenses – shop around now for the best deals

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I am sure all of us, over the past year or more, have started to ‘feel the pinch’ at home as food and fuel prices rise. Disposable household incomes are shrinking and families are being forced to economise in all areas. And now with Christmas just around the corner it has never been more important [...]

Everything you need to know about Junior ISAs and Child Trust Funds

piggybank

In this guest post, the experts at familyinvestments.co.uk explain everything you need to know about the new Junior ISA which has replaced the old Child Trust Fund. With the fluctuation of the economic market in this current climate, it would be a deemed a wise move to look into saving for your child’s future as [...]

Prepaid business card accounts – an alternative way to manage expenses for small businesses

cashplus-prepaid-gold-mastercard

Busy mums who are starting up a new business deserve all the support that they can get. But many traditional banks just don’t seem to appreciate the demands on time when you’re juggling looking after kids with trying to put energy into getting a business off the ground. But there is an alternative to the [...]

Cars – what costs can I claim for business?

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In this post our accounting expert Amy Taylor explains what car expenses you can and can’t claim for against the business. Often an area of some confusion for my clients, is the question of what to claim for car expenses. Should we be putting our petrol bills through the accounts, or is there another way [...]

A Beginners Guide To Investing

timeless-investing

This post is part of a series of guest blogs on Family Finances, written by Lisa Bailey, a Partner at Ablestoke Consulting. There are generally two types of approaches to investing amongst the general public – dive straight in and hope for the best or never invest because it is a little to daunting! Before [...]

5 Tips to Organise your Family Finances in 2011

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  This post is the first in a series of guest blogs on Family Finances written by Lisa Bailey, a Partner at Ablestoke Consulting. Families always approach me for help with the same problem. How can they juggle to pay their bills today without forgetting to plan their retirement and pay their mortgage off on time? [...]

How to improve your relationship with money

sheconomics cover

This guest post is written by Professor Karen J. Pine author of the book Sheconomics, a book about the psychology of women and money – because many women have a less-than-straightforward relationship with money. As one woman once said, “My relationship with money is a bit like my cat. I like it. It’s a comfort. But I don’t [...]

How to complete your Tax Return with confidence

The end of the 09/10 tax year was 5th April 2010 and, if you are a sole trader, your tax return covering the period from 6th April 2009 to 5th April 2010 is due online by 31st January 2011. This is only a few weeks away now, but don’t panic! Here is a list of what you [...]

How to get a business bank loan

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As the UK peeks hesitantly out from recession, small business and kitchen-table entrepreneurs have got a pretty good justification for being confused. David Cameron at a recent CBI conference put bank lending at the top of his list of priorities. Yet the high street banks are being pretty tight with their money. Oh, and don’t [...]

Understanding changes to the tax credits system

taxcredits

In June, the new coalition government announced a series of changes to the tax credits system. These included an increase in the “taper rate”, that is the rate at which the tax credit will disappear over certain income thresholds, a reduction in the threshold for receiving the family element of tax credits, and an increase [...]

Is a Business Credit Card worth having?

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As a mum you might feel you have enough to keep your eye on without having to worry about credit card bills, but as a mum in business there may be benefits to using a business credit card. Here’s a look at the pros and cons of using a company credit card. The pros: Keeping [...]

Golden Rules of Book-keeping – Rule 1. Keep Everything!!

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As Mums, we are used to dealing with paperwork left, right and centre, for school, the home, the endless lists….But what do we need to hang on to for our businesses? This blog will help guide you through the maze of what’s required. Keep your financial records for 6 years Do you need to go [...]

The Budget – will you be better or worse off in 2011?

Britain Budget

We all knew there would be some hard cuts ahead from the new coalition government as they seek to make good the country’s large deficit.  Supposedly a fair budget, however, it appears to me that most of my Mumpreneur clients will be worse off. Many of my Mumpreneur clients have one or two children and [...]